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Sales Sales: (833) 272-3928
Service Service: (833) 272-3936
01201 765 East Street, Pittsfield, MA 01201
Home / Berkshire Mazda Financing FAQ

Berkshire Mazda Financing FAQ


If you’ve found just the right vehicle for you at Berkshire Mazda but have questions about how to pay for it, this guide will serve as a good starting point. Our dealership can answer those questions and help you secure the auto loan you need through Mazda capital services. 


Does Credit Matter When Applying for a Loan? 


Yes, credit does indeed matter when applying for an auto loan. Even so, a less than ideal credit score doesn’t necessarily disqualify you from securing an auto loan.  


Don’t let your credit score scare you off from seeking out a new or pre-owned vehicle, as there’s a good chance our Mazda finance team can help you qualify for a loan regardless of your score. 


Can I Get a Loan with a Low Credit Score? 


It depends on how low your credit score is, but auto loans are generally within reach for most of those who apply.  


According to Experian, almost 30% of car loans went to borrowers with credit scores below 600 while 4.5% went to those with scores below 500. Yes, you can secure an auto loan even with a low credit score. 


How Does My High Credit Score Benefit Me? 


In general, a higher credit score will lead to more favorable terms for your auto loan. Those with high credit scores can typically expect to qualify for loans with lower interest rates compared to those with lower credit scores. 


What is My Credit Score? 

Credit scores range from 300-850. To find out about your credit score, visit any of the following four credit bureau websites: 

  • - Equifax 

  • - Experian 

  • - Innovis 

  • - Transunion 

How Can I Apply for Mazda Financing? 

You can apply for pre-approval by filling out our Mazda financing application. Berkshire Mazda works with banks, credit unions, and financial institutions across the Pittsfield, MA area to help you find the best auto loan options.  

If you have any questions before filling out the application, you can contact our skilled team of Pittsfield car dealers today. Berkshire Mazda looks forward to helping you with your Mazda financing needs! 



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