We will not lose any deal on a new car
New Car Inventory
We NEVER Charge Over MSRP on ANY New Mazda Vehicles -
View Our Inventory Today!
View Inventory
NEW USED SERVICE
Berkshire Mazda logo
Berkshire Mazda
Sales Sales: (833) 272-3928
Service Service: (833) 272-3936
01201 765 East Street, Pittsfield, MA 01201
  • New
        • View all 38 in Stock
           
        • CX-30
          CX-30
          6 in Stock
          from $26,246
        • CX-5
          CX-5
          15 in Stock
          from $29,254
        • CX-50
          CX-50
          11 in Stock
          from $33,452
        • CX-9
          CX-9
          3 in Stock
          from $38,706
        • Mazda3 Hatchback
          Mazda3 Hatchback
          3 in Stock
          from $28,520
        • Mazda3 Sedan
          Mazda3 Sedan
           
        • MX-30
          MX-30
           
        • Mazda3 Sedan
          Mazda3 Sedan
           
        • MX-30
          MX-30
           
        • MX-30 EV
          MX-30 EV
           
        • MX-5 Miata
          MX-5 Miata
           
        • MX-5 Miata RF
          MX-5 Miata RF
           
        Shopping Tools
        • View All Mazda Inventory
        • New Mazda Models
        • Get Pre-Approved
        • Value Your Trade
  • Pre-Owned
    • View all [30]
    • Cars [9]
    • Trucks [1]
    • SUVs & Crossovers [20]
    • Vans
    • Hybrid & Electric [2]
    Price
    • Under $5,000
    • $5,000 - $10,000
    • $10,000 - $15,000
    • $15,000 - $20,000
    • $20,000 - $25,000
    • Over $25,000
    Features
    • New Arrivals
    • Nearly new
    • Over 30 MPG
    • Convertible
    • All-wheel drive
    • Moonroof
    • Leather seats
    • Heated seats
    Shopping Tools
    • Certified Pre-Owned Mazda
    • Pre-Owned Mazda
    • Get Approved
    • Value Your Trade
  • Research
    • The First-Ever Mazda CX-90
    • 2023 Mazda CX-9 VS 2023 Toyota Highlander
    • 2023 Mazda CX-50 vs 2023 Honda CR-V
    • 2023 Mazda MX-5 Miata RF
    • 2023 Mazda MX-5 Soft Top
    • 2023 Mazda3 Sedan
    • 2023 Mazda CX-9 Trim Levels Comparison
    • 2023 Mazda CX-9 Vs. 2023 Hyundai Tucson
    • 2023 Mazda CX-50 vs 2023 Kia Seltos
    • 2023 Mazda CX-50 vs 2023 Kia Sportage
    • 2023 Mazda CX-30
    • 2023 Mazda3 Hatchback
    • 2023 Mazda CX-50 vs. 2022 Mazda CX-5
    • Get Pre-Approved Loans in Pittsfield, MA
    • 2023 Mazda CX-5
    • 2023 Mazda CX-50
    • SUVs with All-Wheel Drive
    • Mazda Model Research
    • Mazda Showroom
    • Consumer Reports
  • Specials
    • Service Specials
  • Finance
    • Online Credit Approval
    • Value Your Trade
    • Schedule Test Drive
  • Service
    • Our Services
    • Schedule Service
    • Order Parts
    • Service Specials
    • Tire Store
    • Reasons for Regular Car Service at Berkshire Mazda
    • Schedule Vehicle Inspection
    • Oil and Oil Filter Change
    • Tire Balance
    • Mazda Service Center
    • Genuine Mazda Parts
  • About Us
    • Our Dealership
    • Testimonials
    • Contact Our Pittsfield Mazda Dealer
    • Our Team
    • Our Blog
    • Careers
    • Mazda Recall Info
Sales Sales: (833) 272-3928
Service Service: (833) 272-3936
01201 765 East Street, Pittsfield, MA 01201
Home / Berkshire Mazda Financing FAQ

Berkshire Mazda Financing FAQ


If you’ve found just the right vehicle for you at Berkshire Mazda but have questions about how to pay for it, this guide will serve as a good starting point. Our dealership can answer those questions and help you secure the auto loan you need through Mazda capital services. 


Does Credit Matter When Applying for a Loan? 


Yes, credit does indeed matter when applying for an auto loan. Even so, a less than ideal credit score doesn’t necessarily disqualify you from securing an auto loan.  


Don’t let your credit score scare you off from seeking out a new or pre-owned vehicle, as there’s a good chance our Mazda finance team can help you qualify for a loan regardless of your score. 


Can I Get a Loan with a Low Credit Score? 


It depends on how low your credit score is, but auto loans are generally within reach for most of those who apply.  


According to Experian, almost 30% of car loans went to borrowers with credit scores below 600 while 4.5% went to those with scores below 500. Yes, you can secure an auto loan even with a low credit score. 


How Does My High Credit Score Benefit Me? 


In general, a higher credit score will lead to more favorable terms for your auto loan. Those with high credit scores can typically expect to qualify for loans with lower interest rates compared to those with lower credit scores. 


What is My Credit Score? 

Credit scores range from 300-850. To find out about your credit score, visit any of the following four credit bureau websites: 

  • - Equifax 

  • - Experian 

  • - Innovis 

  • - Transunion 

How Can I Apply for Mazda Financing? 

You can apply for pre-approval by filling out our Mazda financing application. Berkshire Mazda works with banks, credit unions, and financial institutions across the Pittsfield, MA area to help you find the best auto loan options.  

If you have any questions before filling out the application, you can contact our skilled team of Pittsfield car dealers today. Berkshire Mazda looks forward to helping you with your Mazda financing needs! 



Inventory

NEW VEHICLES

USED VEHICLES

MAZDA CERTIFIED PRE-OWNED

PRICED UNDER $20,000

Service

SERVICE DEPARTMENT

SCHEDULE SERVICE

ORDER PARTS

Shopping Tools

APPLY FOR FINANCING

VALUE YOUR TRADE


About

OUR STORY

CONTACT US

CAREERS


TERMS AND CONDITIONS  |  SITEMAP  |  RECALL INFO

COPYRIGHT © Berkshire Mazda